You’re Purchasing A Home!
And We Couldn’t Be More Thrilled To Be A Part Of The Process.
There are just a couple things we need from you to get you pre-approved and out looking at homes...
You’re purchasing a home! And we couldn’t be more thrilled to be a part of the process.
There are just a couple things we need from you to get you pre-approved and out looking at homes...
Step #1
Submit the loan application and familiarize yourself with the pre-approval process
Step #2
Send over supporting documentation
Depending on whether you're a W2 employee or self employed, we will need specific documentation from you to complete the pre-approval process. These are some of the most common documents we will be asking from you after you have submitted your application.
Step #1
Submit the loan application and familiarize yourself with the pre-approval process
Step #2
Send over supporting documentation
Depending on whether you're a W2 employee or self employed, we will need specific documentation from you to complete the pre-approval process. These are some of the most common documents we will be asking from you after you have submitted your application.
Meet Chad Focht
I’ve been a Sr. Mortgage Consultant/Mortgage Broker for 16 years now. I work for United Wholesale Lending, one of the most well respected and top producing Mortgage Brokers in the country. Most loan officers specialize in a specific type of loan or type of buyer. For me, when someone asked me, what do you specialize in, the answer is all residential lending. From the first time homebuyer to the seasoned investor. Those loans included FHA, Conventional, VA and Jumbo loans. I take a great deal of pride in understanding and knowing the nuances of each program, what you can do with each of them and what program will fit a specific client based on their goals and their needs. 

I’ve always taken a very different approach compared to most loan officers. With my grandfather being such an big influence I’ve adopted an old school approach to doing business. Hard work, face to face and working to find out what YOUR goals are and tailoring a loan program to fit those goals and needs. I will be there to help you with those goals, educate you, walk you through every step of the process so you're comfortable and educated as you move along in the process. To start the process, you can start the process by either calling me, sending me a text message, email or by going to my website www.chadfocht.com

On the personal side, my pride and joy is my 3 beautiful girls, Audrey, Emma and Haley…yes 3 girls so please pray for me. :) When I’m not working, you can usually find me in the outdoors, hiking, snowboarding and everyone once in a while, out on the golf course. :)
Compliments
Meet Chad Focht
I’ve been a Sr. Mortgage Consultant/Mortgage Broker for 16 years now. I work for United Wholesale Lending, one of the most well respected and top producing Mortgage Brokers in the country. Most loan officers specialize in a specific type of loan or type of buyer. For me, when someone asked me, what do you specialize in, the answer is all residential lending. From the first time homebuyer to the seasoned investor. Those loans included FHA, Conventional, VA and Jumbo loans. I take a great deal of pride in understanding and knowing the nuances of each program, what you can do with each of them and what program will fit a specific client based on their goals and their needs. 

I’ve always taken a very different approach compared to most loan officers. With my grandfather being such an big influence I’ve adopted an old school approach to doing business. Hard work, face to face and working to find out what YOUR goals are and tailoring a loan program to fit those goals and needs. I will be there to help you with those goals, educate you, walk you through every step of the process so you're comfortable and educated as you move along in the process. To start the process, you can start the process by either calling me, sending me a text message, email or by going to my website www.chadfocht.com

On the personal side, my pride and joy is my 3 beautiful girls, Audrey, Emma and Haley…yes 3 girls so please pray for me. :) When I’m not working, you can usually find me in the outdoors, hiking, snowboarding and everyone once in a while, out on the golf course. :)
Compliments
NMLS #247260
DRE #02099189
This Licensee is performing acts for which a real estate license is required United Wholesale Lending - Chad Focht is licensed by the Bureau of Real Estate. NMLS #247260 and DRE #02099189 Loan Approval is not guaranteed and is subject to lender review of information. Loan is only Approved when the lender has issued an approval in writing. Specified rates are subject to change with market conditions. United Wholesale Lending - Chad Focht is an Equal Opportunity Mortgage Broker. United Wholesale Lending - Chad Focht is approved to originate VA and FHA loans, and has the ability to broker FHA and VA loans to approved lenders. United Wholesale Lending - Albert Chavez is not acting on behalf of or at the direction of HUD/ FHA or VA. The Services referred to herein are not available outside California.

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